Scott has over half a decade of experience running infrastructure, including a trusted validator, on the XRP Ledger. Scott brings a diverse background, including higher education and mental health, to his current role as an Advisor of Educational and Social Outreach for the XRP Ledger Foundation.

David is one of the founding partners of LeadBlock Partners, and focuses on deals within FinTech, and Digital Assets. David is passionate about how blockchain technology can unlock new business models and create new market dynamics. He first learned about Blockchain technology a decade ago when he worked on his research project, investigating DNA using quantum mechanics and computational techniques. Prior to the fund, David was an equity analyst at Goldman Sachs, covering the Commodities and Energy sector, and providing investment insights and ideas to global fund managers.

Aurelie Dhellemmes is heading RippleX Partner Success, helping hundreds of partners grow their impact on XRP Ledger. She has a 20y+ career between finance and tech, from Certified IT Architect in IBM, to heading APAC Asset FX Structuring in Deutsche Bank, to heading APAC FX Services Sales in Bank of New York Mellon, before joining Ripple 3y+ ago. Aurelie has been fortunate to build innovative digital solutions in Payments and FX. She has also successfully co-founded and exited 3 start-ups around tech and education. She has 3 masters from 3 continents: MSc Virginia Tech, MSc Telecom SudParis, MBA INSEAD Singapore. She has lived in France (20y+), US (2y), Singapore (12y) and now is based in Dubai.

Markus Infanger joined Ripple in January 2019 and is currently the VP of RippleX Growth, a business unit supporting partnerships and developer growth around the XRP Ledger. Prior to Ripple, Markus was in banking for over 20 years leading global teams in Foreign Exchange. He is currently also completing an Executive MBA with TRIUM (LSE, NYU, HEC Paris).

Karl Jacob is a serial entrepreneur who has been building, advising and investing in companies for the last 20 years. During his career Karl has raised 23 rounds of financing from a wide range of investors, including True Ventures, Baseline Ventures, Richard Branson’s Virgin Group, Microsoft, eBay, Integral Partners, Norwest Ventures, Greylock, Benchmark Capital, FT Ventures, Ignition Partners and Vulcan Ventures. Many of Karl’s companies have been successfully acquired, including Dimension X, acquired by Microsoft; Keen/Ingenio, acquired by AT&T; Cloudmark, acquired by ProofPoint; and Coveroo, acquired by Zazzle. Across his various tenures as a start-up CEO, Karl has generated hundreds of millions of dollars in investor returns and up to $150 million in revenue per year. In 2005 he joined Facebook as one of its first advisors and has gone on to advise several other companies. Karl is also a prolific angel investor and mentor for start-up companies including Mayvenn, June, Healthtap, Everlane, Skillshare, Rescale, Memsql, Haven, Shippo and many others. He holds a B.S. in Computer Science from the University of Southern California’s Engineering School, where he sits on its board of counselors.

Aanchal Malhotra leads the protocol design and cryptography research team at Ripple. In the past, she worked on improving the security of internet protocols at Cisco, Akamai, and Cloudflare .

Julio Santos is the Co-founder and CTO at Fractal ID. He is a technical leader, software engineer, entrepreneur, and has tinkered with blockchain tech since 2015. Before Fractal ID he founded Life on Mars, an elite software consultancy and Gruvi, a cutting-edge performance marketing tool for clients like Twitter, Disney, Sony, and HBO.

David Schwartz is Chief Technology Officer at Ripple. David is one of the original architects of the XRP Ledger. Prior to joining Ripple, David Schwartz was Chief Technical Officer for WebMaster Incorporated, a Santa Clara software developer. He developed encrypted cloud storage and enterprise messaging systems for organizations like CNN and the National Security Agency (NSA). Known as “JoelKatz,” he is a respected voice in the digital currency community.

Thomas has been a key figure in preventing fraud, theft, and scams on the XRP Ledger for nearly half a decade. The XRPL analytics and data sources developed by Thomas remain the standard for exchanges, law enforcement, and other stakeholders seeking regulatory compliance. Thomas joined the XRP Ledger Foundation in 2022, where he now works as the Head of Analytics and Compliance.

Rachel Wolfson is the host and founder of Web3 Deep Dive podcast and a reporter for Cointelegraph. She has been covering the Web3 space since 2017.

15+ years in IT, business management/ consultancy & strategy. Currently in blockchain technology at Xaman (formerly XRPL/Labs & Xumm). Building on the xrp ledger as a utility provider. Growing new markets in this space using our Xaman platform.

As an XRPL developer and AI enthusiast, my primary focus is on the development and enhancement of core infrastructure for the XRP ledger. I am passionate about creating robust and efficient tooling that can streamline the process of interacting with the XRP ledger, making it more accessible and user-friendly for developers and users alike. Additionally, I am deeply interested in the development of smart contract solutions for the XRP ledger. I am constantly exploring new ways to leverage artificial intelligence in this domain, aiming to drive innovation and improve the overall functionality and efficiency of the XRP ledger.

Ariel is the CEO and Co-Founder of Ap0cene, a vertical SAAS platform and online marketplace built for emerging and independent designers at the forefront of luxury fashion, sustainability, and technology. She also founded Eden Airlines, an art gallery that pioneered the creation of phygital NFTs - physical artworks bound to the blockchain - with an artist DAO at its core.

Boone Bergsma has been in the Corporate Social Responsibility industry for 15 years, and has a passion for using business for good. As a technologist Boone started working on Proof of Concepts for high impact use cases of DLT and Tokenization in 2020. And in 2021 incorporated Blockchain Laboratories as a web3 venture studio to bring to market the next generation of dApps that have triple bottom line ROI.

Bolero has a background as a freelance brand image and communication strategist, essayist, and editor. He has worked within crypto for the better part of a decade, contributing to several popular privacy and DeFi projects.

Florian Bouron is the CEO and Founder of GemWallet, a forward-thinking crypto wallet and Web3 layer for the XRP Ledger. As a full-stack engineer with expertise in computer science, security, and Web3, Florian thrives on solving complex challenges. With a Master's degree in Computer Science from INSA Lyon, France, he combines his technical skills with an entrepreneurial spirit. GemWallet's revolutionary browser extension simplifies blockchain transactions, offering fast and secure payments directly from the browser, and eliminating the hassle of copying and pasting private keys. Florian invites you to embrace the future of finance and join the GemWallet revolution.

Loredana is SVP of Digital Licensing & Business Affairs at Downtown Music Holdings. With nearly 10 years of experience mainly as a music lawyer, Loredana’s work is nowadays focussed on digital licences both from a commercial and legal stand-point. Her role at Downtown brings her to oversee the digital strategy of Downtown Music Group (including their subsidiaries such as FUGA, CD Baby and Downtown Music Publishing) where she and her team manage licenses for over 23 million tracks and over 3 million compositions.

Jordan is a developer advocate for AnChain.AI based in Miami, Florida. AnChain.AI has received XRPL Grants funding for two projects BEI API - a free version of its AI/ML risk engine via API and CISO™️ (Compliance Investigation Security Operation) integration for the XRPL. Previously, Jordan spent time as a software developer in San Francisco, and has a background in cybersecurity and education. Jordan is a member of Women in CyberSecurity (WiCyS) and has presented on security at Defcon Las Vegas, RSA San Francisco, and DCentral Miami.

Miss Chaganava has been a project manager of the NIRW University Spin off since 2019.

Since graduating in from Macquarie University in 1990, Scott has been a lawyer, legal entrepreneur, lobbyist, and policy adviser. Now, he’s an academic. His formal title is Entrepreneurial Fellow, ANU College of Law. He researches and teaches in the areas of blockchain, smart contracts, and the impact of technology on law and legal practice. His work is funded through Ripple’s University Blockchain Research Initiative. His research asks whether and how blockchain, smart contracts, and AI can benefit society by automating legal relationships. In conjunction with some very smart programmers, he picks an area of legal friction and see if we can use technology to solve it. One of the outputs of that research is Evernode, a layer 2 smart contract network for the XRPL Ecosystem that Scott is co-founding. It is slated to launch in Q3 of 2023.

Anton Dalgren, an experienced software engineer with a Master's from Linköping University, is an integral part of the Towo Labs team focusing on self-custody wallet development. At APEX, Anton will present Towo Labs' addition to WalletConnect, a move that's set to catalyze interoperability within the XRPL ecosystem.

Robbie has been a developer for 7 years, with experience ranging from embedded systems and middleware to web apps and infrastructure. He is interested in emerging technology trends and their intersection with the modern economy. He has a background in theoretical physics and computer science.

Nick, the co-founder and CEO of Heirloom, is a lifelong builder of digital products. He is passionate about creating excellent user experiences in web3 to increase mainstream adoption of blockchain-based technologies. Heirloom focuses on providing the world with blockchain-based decentralized identities that enable digital identity superpowers.

Co-Founder @LegalNodes (Techstars '21). Building a legal platform for global companies. Attorney-at-law with 8+ years of legal practice in tech.

Yaz El Hakim co-founded VerifyEd in 2019 to combine two passions; education and blockchain. VerifyEd is a platform to issue immutable, secure digital degree certificates and digital credentials used by over 175 companies already from UCL to Sumo Logic. Prior to co-founding VerifyEd.io, Yaz spent six years working globally with EdTech companies including: Instructure (Canvas), RefMe (where he met current co-founder Abi Waterer), Kortext and Aula. Yaz began his career in academia, where he held several leadership positions including the Director of Learning and Teaching and Director of Student Engagement at the University of Winchester. He also consulted for and delivered workshops at over 40 universities internationally on subjects of assessment and feedback, technology-enhanced learning and student engagement (which is also the area of his co-authored book 'Student Engagement in Higher Education').

XRPL user in the shadows for years. I started to interact with XRPL community by creating NFT collections to raise funds for donations to other XRPL services. Thanks to those donations I have been able to start up the first XRPL validator in Spain. One of my goals is to promote new sources of educational material for newcomers. I would like to show the community how important is to support developers and those who care about our infraestructure. In real life, I am a computer engineer and I have worked as credit risk analyst for multiple retail banks.

Co-founder of TGO and ENELTEC companies, holds a B.Sc. and D.Sc. in Electrical Engineering, and an MBA in Innovation Management. Experienced in blockchain, renewable energy, energy efficiency, power electronics, embedded systems and IoT. Professor and researcher at a Brazilian Federal Institute. Council member of the Industry Federation of the State of Rio de Janeiro. Masterminding of COSOLAR, the first solar power generation cooperative from Rio de Janeiro State. Awarded with an Order of Merit in notorious recognition of the achievements and work in the technological area, by the City Council of Campos, State of Rio de Janeiro.

Infrastructure Team Lead @ GateHub. Started with GateHub almost 4 years ago and started building different projects on XRPL. Latest one is XRPL Snap. @ GateHub, I am making sure, that our infrastructure is running smoothly, without any downtimes.

Clay Graham is working with a stealth company to build the next generation of ecological token tracking built on the XRP Ledger. Clay has a lifelong passion for building cloud and web3 infrastructure to solve big problems.

Adam is CEO of xrp.cafe, the leading NFT marketplace on the XRPL. An XRPL and blockchain enthusiast, he has been a professional software developer since 2006 and has been developing open source software for the blockchain space since 2017.

Julian Kanjere is a co-founder at Mandla Money, a FinTech startup creating products that drive financial inclusion and enable users to receive, transact and store value using low-tech channels (SMS, WhatsApp, USSD etc). He has experience leading software implementations and blockchain projects (Ethereum, Algorand, XRPL and Stellar), regularly speaks at technology conferences on building inclusive solutions & blockchain for emerging markets, and lectures on Financial Technology and Blockchain at the University of Cape Town. His ambition is to advance society using innovation and technology. Recently, he was 1/20 winners of the Schmidt Futures Reimagine Challenge by former Google CEO Eric Schmidt.

Omar is a Senior Software Engineer on the Developer Growth Engineering team at RippleX. He engineers open-source XRP Ledger (XRPL) client libraries and creates impactful solutions to enhance the developer experience on the XRPL.

Building the 𝐒𝐇𝐎𝐂𝐊𝐖𝐀𝐕𝐄 platform, where people who create and love content meet.

Tom Kuster is an XRP ecosystem and blockchain enthusiast since 2013, with a background in Business Information Management. Focused on helping people to work with and learn about XRP and Xumm.

I am a dedicated blockchain developer and team lead, with a genuine passion for the XRP Ledger and its transformative potential. I have actively contributed to the growth of XRPL, working alongside talented individuals to build innovative solutions. I've also had the privilege of participating in the development of EVM sidechains, exploring the possibilities of combining Ethereum's Virtual Machine with XRPL's capabilities.

Lead Developer at Crossmark, a new digital wallet unleashing value on the XRP Ledger. Ryan has been building on the XRP Ledger for years, learning and contributing to open-source code. In his previous life, he designed buildings in urban city centers as a structural engineer. Now, he is building a desperately-needed browser extension wallet with native support for cross-chain payments and automated market-making (AMM) on the ledger.

Shen is the Co-founder of Xscape, one of the first NFT projects on the XRPL, and Project Lead for DeFi platform StaykX. He has been building in the XRPL ecosystem, both publicly and anonymously, since 2021. He has created multiple strong, resilient communities of XRPL users using innovative engagement tactics aimed overall at driving adoption and fostering active participation in the XRPL ecosystem.

Néstor is a computer engineer, with more than 14 years of experience, in the last 4 years working on Blockchain and advancing in the development of different solutions with XRPL and Interledger Protocol. He has been recognized with various awards and recognitions in recent years, he also won the Ripple Global CBDC hackathon in 2022 with one of the projects he is working on, PeerPay.

Graduated from UC Berkeley with a focus on business, and cross-cultural understanding. Worked for 8+ years as west coast field marketing lead for Kind Bars and was instrumental in successfully developing and implementing marketing strategies that helped grow the company into a global brand.

Francesco is the Senior Director of Products at Anchain.AI, a web3 security and risk management company based in the San Francisco Bay Area. The products Francesco and his team developed use the latest advancements in artificial intelligence to combat fraud and money laundering in the cryptocurrency industry, screening billions of dollars worth of transactions on a daily basis.  Francesco obtained his Master of Engineering at UC Berkeley and BSc at Polytechnic University of Turin in Italy. Prior to joining AnChain, he conducted cutting-edge research on autonomous driving with Volvo Cars and helped pro bono more than 20 Italian startups launch and go to market with Astra Incubator, a startup incubator program he founded.  Francesco was nominated as one of the top Italian talents under 35 by the Nova 111 list in 2022.

Computer engineer with 8 years leading projects based on Blockchain. Speaker at multiple international events and universities in both the public and private sectors. Blockchain technology specialist with experience in implementations with different multinationals, governments and central banks in Europe and America.

Dimitri Restaino is a Senior Solutions Architect at AWS, based in Brooklyn, New York. He is excited to draw upon his application development background to explore all the new possibilities blockchain technology can bring to the world. Outside of work, he enjoys snowboarding, sim racing, and exploring the food scene in NYC.

David has an academic background, receiving his D.Phil. degree in Engineering from the University of Oxford in 2016 studying information theoretic properties of networks as they scale. From 2016 to 2017, he worked as a PDRA within the Networked Quantum Information Technologies group at the University of Oxford. From 2018 until 2022, he worked as an AI/ML engineer in two startup companies in Belfast, U.K. In January 2023, he co-founded a Web3 technology company, Dhali Holdings Ltd. Since then he has been developing a Web3 marketplace for on-demand web services, empowering people to monetise their code in minutes.

Reto has spent his career developing financial software solutions for small and medium enterprises. Since 2017 he has been involved in various software development projects and roles in the transformation to ISO20022 and e-invoicing. While he first came in contact with cryptocurrencies in 2015, he has focused his company since 2022 on blockchain technology with the aim of facilitating global payments for companies.

Michael is an entrepreneur, investor, and software engineer with a passion for developing cutting-edge software solutions. He holds a master's degree in computer engineering with a specialization in blockchain security from Manhattan College. Throughout his career, Michael has developed products and applications in various fields, including access control systems, financial technologies, and blockchain-integrated systems. His recent focus has been on working with the XRPL, culminating in the release of X-Tokenize.

Alex is the COO, cofounder of STYNGR and a veteran video game technologist. Having led teams across Disney, EA, Microsoft, and the NFL he has a passion for gaming and has gone on to launch multiple gaming focused companies. At STYNGR, his team is working to launch the first scalable major audio solution for Web 3 games and NFT projects. STYNGR bridges the worlds of music and gaming. Providing globally licensed music, with access to 100 million+ tracks, STYNGR’s proprietary technology and SDKs simplify the licensing and delivery of music, exclusive drops, user analytics, and royalty payments into any gaming platform. STYNGR also sponsors in-game artist activations, see more at: www.STYNGR.com/creatorsfund

Extensive experience in corporate partnerships & cross-chain relations within web3.

I am soon-to-be PhD Graduate from the University of Luxembourg, where I dedicated my time to the XRP Ledger. My goal is to find methods to enhance the resilience and safety of the XRP Ledger. Prior to academia, I was a Software Engineer focused on solving staff rostering problems.

Uchi is a Developer and an Open Source Advocate. As the Director of Developer Relations, he has led initiatives for developer education, community engagement, and open-source contributions across various organizations. His Startup, Chimoney, is a versatile payment network that provides global bulk fund disbursement solutions for industry leaders like Google. Chimoney also builds Unispend, a platform designed to simplify cryptocurrency transactions. Additionally, Uchi founded AfricaHacks, which hosts the largest hackathon in Africa. As the CEO of Chimoney, Uchi continues to pioneer advances in the Fintech and Open Source sectors.

Mayukha has been working with the XRP Ledger for the past 3 years. She currently leads the effort on developer experience for interoperability. Mayukha is currently leading the development of XRPL plugins, making it easier for developers to build new features into the XRP Ledger. She also works on interoperability-related developer tooling, such as the XBridge CLI. In the past, she has worked on building xrpl-py, revamping xrpl.js, and improving the XRPL.org Explorer. Please install Docker ahead of time.

Tori is a passionate developer at the intersection of Wellness, Sports Performance and Web3.0 with 10 years experience. Currently leads a talented team at EQUIL in developing hybrid Web3.0 apps. As an international-level heptathlete, Tori considers herself an 'expert-generalist both on and off the athletics track. Her approach to mastering diverse athletic challenges fuels her success in digital projects with intricate moving parts.

Building on the XRP ledger. Bringing devs, users, retail use cases & the XRPL Protocol closer, every day.

Customer Support / Knowledge Base development and content

Shawn is a software engineer at Ripple on the Tokenization team. He has worked on client libraries, explorer and protocol-level changes on rippled to improve XLS-20.

Hussein Zanga is the co-founder of xrp.cafe